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Simmer the honey, cinnamon and ground cardamom in a pan and swirl until golden. Add the bananas and toss.
Beat the egg with the milk in a dish, add the bread and soak for 1 min, turning once.
Fry in the butter over a medium heat for 4 mins, flip and cook for 4 mins more, until golden on both sides. Top with the bananas and the whipped cream, if you like.