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You can discover delicious cuisines in top foodie destinations across the UK and Europe with the Holiday Property Bond
Whether you prefer a hearty roast or a table full of Spanish tapas dishes, there’s always something magical about sharing fantastic food in great company. And with HPB, you and your loved ones can savour authentic flavours wherever you choose to go.
HPB gives you access to a handpicked collection of exclusive holiday properties in some of the world’s most picturesque locations, and with many offering on-site dining inspired by local cuisines, excursions to regional food hotspots and award-winning restaurants nearby, your next culinary experience is never far away.
From the rolling hills of Tuscany, where you can sample world-renowned wines and fresh pasta, to the bustling markets of Provence, filled with fragrant herbs, cheeses and pastries, HPB’s beautifully maintained, relaxing retreats offer you the perfect base for exploring Europe’s rich and varied food cultures.
Read on to discover how two current Bondholders are already making the most out of their holidays with HPB…
For retired Lt. Col. Ian Underwood and his wife, Ruth, travel and food go hand in hand. They’ve spent many years exploring different HPB locations, discovering new cuisines each time. “We love our holidays, and we love good food and wine. With HPB, we get all three!” Ian enthuses.
“Our first Bond holiday was a food and drink-themed week at Stigliano in Tuscany, which was amazing,” he says.“We’re huge fans of seafood, especially mussels and oysters, and with so many HPB sites near the sea, we’re spoilt for choice. Whether we’re dining out or buying fresh ingredients to cook ourselves, there’s always something special. What more could you ask for?”
Ian and Ruth live in Rosliston, Derbyshire, but have spent much of their lives abroad with the forces, embracing different cultures and cuisines around the world. “A good friend and neighbour introduced us to HPB,” says Ruth. “We arranged a private tour at Sibton Park in Kent, loved what we saw, and invested. That was more than 30 years ago and we haven’t looked back.”
“We’ve added to our investment several times since then, as it’s allowed us to take longer and more frequent breaks. Plus, we take advantage of the Short-Notice Points-Free system, which lets us book stays without using any of our Holiday Points.”
One of Ian and Ruth’s favourite HPB sites is Le Manoir du Hilguy in Brittany. “We absolutely love it here! We’ve already booked our next visit,” says Ruth. “It’s not just the magnificent setting and beautiful grounds, but the people, too. Bondholders are a sociable bunch, and we find them especially friendly here. In fact, many of them are fellow foodies.”
The couple first visited Le Manoir five years ago. “The chef showed us how to shuck oysters, then made us his own special recipe. It was bliss!” Ian says. “The on-site restaurant is exceptional, and with the new chef, it’s now in a class of its own. It’s also a great meeting place – we might start dining alone, but we always end up sharing desserts, wine and stories with fellow Bondholders. There’s a wonderful sense of camaraderie here.”
“But we’re not just at Le Manoir for the wine!” Ian laughs. “This is a lovely area of Brittany with countless places to explore. It’s steeped in history and local tradition, and there always seems to be a fête or festival happening. The Breton countryside and nearby beaches are also stunning, and perfect for working up an appetite or walking off another delicious lunch.”
“We’ve enjoyed many other Bond locations as well,” he adds. “Our daughter has joined us at Sibton Park in Kent, Tigh Mor in the Scottish Highlands and Constant in the Dordogne. And several years ago, some friends came with us to Duloe Manor in Cornwall, where we took part in a fish cookery course at Rick Stein’s in Padstow.”
With more than 40,000 discerning holidaymakers already enjoying year after year of fantastic holidays with HPB, Ian and Ruth are in good company – and you could be, too.
HPB’s portfolio includes more than 1,500 properties across 34 exclusive locations in the UK and Europe. It’s a practical, affordable alternative to owning a holiday home – and your membership can even be passed on to your children and grandchildren, so they can enjoy unforgettable getaways with their own families for many years to come.
Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with, but not exceed, the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £372 a week and £569 for a two-bedroom property. Larger properties are also available. After an initial charge of 25%, your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances), but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them, but Isle of Man compensation arrangements apply to new policies.