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Heat oven to 200C/180C fan/gas 6. Heat the oil in a pan, then fry the eggs. Warm the naan breads in the oven while the eggs are cooking.
Spread the warm naans with the cream cheese, then drizzle with the chutney. Add a fried egg to each naan and top with the avocado, lime juice, chilli and coriander. Season and tuck in.